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Modernise your core without betting the bank on it

Core migrations fail for the same handful of reasons, over and over, and we've spent our careers on the delivery side making sure yours isn't one of them. From platform selection through cutover and stabilisation, on Temenos T24, Finacle, Flexcube and custom cores.

View the data behind this map46 countries · World Bank
Commercial bank branches per 100,000 adults (branches per 100,000 adults), 2017–2024. Source: World Bank indicator FB.CBK.BRCH.P5.
Countrybranches per 100,000 adultsYear
Tunisia22.372024
Morocco20.212024
Ethiopia14.262023
Mauritania12.322024
Libya11.622022
Djibouti8.212024
South Africa7.982024
Botswana7.952024
Namibia7.912024
Angola6.822024
Egypt6.562024
Swaziland6.042024
Ghana5.892024
Gambia5.642024
Zimbabwe5.462024
Senegal5.272024
Equatorial Guinea5.252022
Algeria4.912024
Rwanda4.752024
Kenya4.522024
Togo4.382024
Ivory Coast4.202024
Guinea Bissau4.012024
Republic of the Congo3.922022
Mali3.642024
Lesotho3.532024
Mozambique3.492024
Nigeria3.282024
Sudan3.262018
Burundi3.242022
Liberia3.002023
Guinea2.772024
Madagascar2.712024
Burkina Faso2.692024
Benin2.522024
Zambia2.512024
Tanzania2.442024
Cameroon2.202020
Sierra Leone2.132024
Uganda2.082024
Malawi1.712024
South Sudan1.702024
Niger1.462024
Chad0.812021
Central African Republic0.742017
Democratic Republic of the Congo0.632019

No World Bank figure for this indicator: Eritrea, Gabon, Western Sahara, Somaliland, Somalia.

Figures are the most recent available per country, which is why some years differ. Retrieved from the World Bank Open Data API.

Who it's for

Institutions at any stage of the core lifecycle

Whether you're evaluating a first-ever core replacement, mid-migration and behind schedule, or stable on a platform that now needs to do more than it was designed for, we plug in at whichever stage you're at.

  • ✓Banks and fintechs evaluating a core banking platform switch or greenfield deployment.
  • ✓Institutions mid-migration that need delivery discipline to get back on track.
  • ✓Regulators and central banks assessing modernisation programmes across supervised entities.
  • ✓Established banks whose core is stable but whose integration layer has become the constraint.
What we deliver

End-to-end core banking delivery

01

Platform selection & RFP support

Vendor shortlisting, fit-gap analysis and RFP management across Temenos T24, Finacle, Flexcube, Mambu and custom-built cores.

02

Migration & cutover management

Programme and cutover planning, data migration strategy, rehearsal cutovers and go-live command centre delivery.

03

Integration & API layer design

Core-to-channel and core-to-ecosystem integration architecture built to outlast the next platform change.

04

Post go-live stabilisation

Hypercare support, performance tuning and knowledge transfer so your team owns the platform with confidence.

Our approach

Four phases, one accountable team throughout

01

Assess

Current-state architecture, data quality and organisational readiness review: an honest picture before a plan gets built on top of it.

02

Design

Target architecture, migration approach and cutover strategy, sequenced against your actual risk tolerance and regulatory calendar.

03

Migrate

Rehearsed, reversible cutover execution, with the same team that designed it in the room for go-live.

04

Stabilise

Hypercare, tuning and structured handover so the platform is fully owned by your team, not dependent on ours.

How we work

What this looks like in practice

Rehearsed, not improvised

Cutover runbooks are rehearsed against your real data before go-live night, not written the week of.

Platform-agnostic expertise

Hands-on delivery experience across Temenos T24, Finacle, Flexcube, Mambu and custom cores, so the recommendation isn't shaped by which platform we know best.

Same team through go-live

The architects who design the migration are in the room for cutover and the hypercare period that follows.

Reversible by design

Every cutover plan includes a tested rollback path, so a hard call isn't made for the first time in the middle of the night.

Related practices

Have a core migration on the horizon?

Tell us where you are (platform, timeline, constraints) and we'll give you a candid read on what it will take.

Start the conversation